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Here are some ressources related to Credit card, Banking, Finance. Hoping you will find learning material, alternative tools or just some interesting stuff.

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Articles

Starbucks claims $181M in revenue from unused gift cards (2022)

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FTC proposes rule to ban junk fees, bait-and-switch tactics plaguing car buyers

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The branch banking model

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The optimal amount of fraud is non-zero

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Can the Visa-Mastercard duopoly be broken?

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How credit cards make money

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USPS Begins Postal Banking Pilot Program

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Chime has been suddenly closing accounts, not returning customers’ money

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Account Takeover via IDOR in Starbucks Singapore

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Small business rescue earned banks $10B in fees

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Visa, Plaid, networks, and jobs

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The First Credit Card Ever (2016)

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I Worked at Capital One for 5 Years. How We Justified Piling Debt on the Poor

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How We Justified Piling Debt on Poor Customers

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Bad Customer Service Is Profitable

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Starbucks, monetary superpower

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'It's crazy': Chase forgiving all debt owed by its Canada credit card customers

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A History of Visa

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Credit-Card Backlash Mounts as Kroger Weighs Expanding Visa Ban

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Wells Fargo uncovers up to 1.4M more fake accounts

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Walmart banned alcohol and swearing from Jet's offices and it was a big mistake

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Too many people are buying cars using financial products they do not understand

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Walmart's effort to get customers to build up their savings accounts

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Anatomy of a Co-Branded Credit Card

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Man who created own credit card sues bank for not sticking to terms (2013)

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The most profitable source of income for banks? Overdraft fees

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Hacking Starbucks for unlimited coffee

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How ACH works: A developer perspective – Part 2

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Anatomy of a credit card rewards program

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Why Discover is no American Express

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